How to Get a Property Survey - NexGen Surveying LLC

 A survey may be required before you purchase a new home to establish the property's boundaries. Before approving your application for a mortgage or issuing title insurance for the property, lenders and title agencies frequently need property surveys. Before you start building on your property or resolve conflicts with neighbors over property borders, you might also need to get a property survey.

What Is Property Survey?

Property surveys come in a variety of forms, but the ones that people most frequently require are:


  • Boundary Survey: A boundary survey establishes the perimeter of a property to precisely measure the amount of land included therein and to guarantee the title's accuracy. Additionally, it may reveal any easements—areas where access to the land is shared with others—and whether any surrounding properties have encroached upon the property. If you're purchasing a home near a beach, for instance, you should be aware that there may be an easement allowing visitors to cross a portion of your property to get to the beach.
  • An ALTA/ACSM survey: Your mortgage lender or the provider of your title insurance may need an ALTA/ACSM survey, often known as a mortgage survey or an extended title insurance coverage survey. It identifies utilities on the land, establishes property lines, and records improvements (such as outbuildings, garages, or fences). Surveys conducted under the auspices of ALTA/ACSM abide by the standards of the American Land Title Association and the American Congress on Surveying and Mapping.
  • Flood Plain or Elevation Survey: To demonstrate how big the risk of flooding is, this displays the various land heights.
  • Topographic Survey: A topographic survey identifies both natural and man-made elements of the land, such as elevation, streams, lakes, and hills, in addition to boundaries and man-made features like buildings.

You can add boundary staking, which involves surveyors placing markers—typically concrete pillars or rebar—at the corners of the property and along property boundaries, for an extra fee.


Types of Property Survey:

The property's size, shape, and topography. For instance, surveying a suburban home with a small fenced lot is more expensive than surveying acres of undeveloped mountain terrain with hazy boundaries.

the amount of investigation needed to locate earlier property surveys, titles, and other relevant information.

Travel time since surveyors charge more for long-distance drives.


How to Get a Property Survey:


If the property has previously been surveyed, you might not require a new one. State laws differ, but a survey conducted within the last ten years will likely still be reliable. To determine if any earlier property surveys are on file, check with your local courthouse or tax assessor's office. Your lender or title company might be able to assist you in locating prior surveys if you're buying a new property.


Lenders or title companies may arrange for a property survey to be performed when you buy or sell a home and include the cost in closing fees, leaving you with nothing more to do except pay. Depending on state legislation, either the purchaser or the seller may be liable for

You should first look up land surveyors near you if you plan to arrange a property survey on your own. You can identify your local society and a surveyor by visiting the National Society of Professional Surveyors website. Each state has a professional society for land surveyors. You can also seek referrals from nearby real estate agents, your title firm, or your lender. Make that the surveyor you hire is qualified to work on your property and that they are licensed, insured, and credentialed.


When asking surveyors for quotes, be as specific as you can about the property and the type of survey you require. It usually takes a few weeks to finish the job after you've chosen your land surveyor and scheduled the survey. If you need one completed for a home purchase, schedule your survey as soon as possible.


Why a Property Survey Is Important

A property survey guarantees that the property you're buying lives up to its description to the lender and title firm. To possibly avoid any future issues with neighbors, homeowners should do a property survey before beginning any construction or improvements to guarantee that they are building on their land. Before allowing building, cities may also demand property surveys. Find out from your city whether a survey is required and, if so, what kind.


Even if your property's boundaries appear to be unambiguous, as in the case of a house with a fenced yard, it is a good idea to conduct a property survey. It's important to find out before beginning the work if the fence you're repairing is actually on your neighbor's property. Surveys of real estate can also settle conflicts. You can offend your neighbor if you enter his yard to access the creek behind your house. A property survey can demonstrate your legal standing.

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